VERSALIFT – LEASING & FINANCING
What is Versalift Capital?
Versalift Capital is here to make financing your equipment simple, flexible, and cost-effective. We combine deep industry knowledge with personal service, so you get financing solutions tailored to your specific needs — whether you’re buying a single lift, managing a municipal fleet, or running a large utility operation.
Because we know our equipment and its long-term value, we can offer competitive programs for fleets of every size.
Financing Options for Every Fleet
We offer a range of financing solutions designed to match how you plan to use your equipment:
- Operating (Fair Market Value) Leases – Pay for the time you need the equipment, then choose whether to buy it or walk away at the end. Early Buyout Options (EBO) with a fixed price are also available.
- Capital ($1 Out) Leases – Similar to a traditional loan, you finance the full cost with a $1 final payment that transfers ownership. These leases remain an operational expense on your books for accounting purposes.
- TRAC (Terminal Rental Adjustment Clause) Leases – Enjoy the benefits of leasing with the option to buy the equipment at an agreed-upon residual value. Especially valuable for Versalift High Reach equipment, which is known to deliver reliable service for 30+ years.
Why Fleets Choose Versalift Capital
When you work with Versalift Capital, you get more than financing. You get tailored solutions, direct access to experts, and the flexibility to match your cash flow and business goals. Learn more below.
No Cookie-Cutter Solutions
Versalift Capital creates financing plans tailored to every fleet customer.
- Flexibility: Payment structures are designed around your needs, with options to spread out costs or align with seasonal cash flows.
- Optimized for your business: Because we know how aerial lifts, digger derricks, and cable placers are used in the field, we can design smarter, more effective financial solutions.
Direct Access to Your Program Manager
When you work with Versalift Capital, you have a direct line to your program manager.
- Expert guidance: Mike Fitzsimmons and the team provide insights into tax benefits of leasing while helping you avoid pitfalls.
- Fast turnaround: Most deals under $500,000 are quoted the same day, often within an hour.
- Personal support: You get one-on-one advice whenever you need a quote or a financing opinion.
How Our Financing Saves Fleets Money
At Versalift Capital, our financing programs are designed to reduce risk and protect your budget. By leasing instead of purchasing outright, fleets avoid large upfront costs and can better align expenses with project timelines.
For fleet and project managers, this means greater financial flexibility and the confidence to plan long term — knowing your equipment costs are predictable and manageable.
Competitive Financing Programs
We offer flexible financing for both new and used equipment. With competitive rates, strong residual values, and over 15 years of industry expertise, we create custom solutions that maximize value and align with your fleet’s budget.
The Versalift Difference
Our team delivers fast approvals (often under an hour for deals under $250K), clear guidance on financing structures, and personal service from a dedicated program manager. At the end of term, we provide fair, flexible options to keep your fleet moving forward.
Lease Structures to Fit Your Needs
Versalift Capital offers several flexible lease structures designed to match the needs of fleets, contractors, and municipalities. Each option balances cost, ownership, and flexibility so you can choose the program that best fits your long-term goals.
Capital Lease ($1 Out Lease)
A Capital Lease is ideal if you plan to keep the equipment long after the finance term. You gain ownership and can claim depreciation and interest expense benefits.
Key Benefits:
- Own the equipment for a fixed price
- Enjoy ownership without large upfront costs
- Potential tax and accounting advantages
Operating Lease (Fair Market Value Lease)
An Operating Lease offers lower monthly payments and more flexibility. At the end of the lease, you can purchase, return, or continue using the equipment.
Key Benefits:
- Lowest monthly payments, little or no upfront cost
- Protects you from equipment obsolescence
- Option to return equipment without further obligation
- May provide significant tax deductibility and balance sheet advantages
Municipal Lease
Specifically designed for state and local governments, Municipal Leases offer budget-friendly financing with added protections.
Key Benefits:
- Preserves capital with up to 100% financing
- Rates close to municipal bonds, but no referendum required
- Fixed rate, simplified documentation
- Termination without penalty if funding isn’t appropriated
- Not subject to state bid laws
TRAC Lease
(Terminal Rental Adjustment Clause Lease)
Best for “over-the-road” vehicles, TRAC Leases combine the benefits of leasing with a predictable option to buy at a pre-set residual value.
Key Benefits:
- Lower cost than conventional leases or bank financing
- Fixed residual value creates predictable expenses
- 100% financing improves cash flow
- Stable interest rates for consistent payments
Versatile Aerial Lifts Tailored for Your Industry
From utilities and telecommunications to tree care, signage, and wind energy—Versalift® builds aerial lifts that match the unique needs of your industry.
With proven reliability and the lowest true cost of ownership, our equipment keeps your teams working safely and efficiently.
Forestry & Tree Care
Specialized lifts for safe tree care applications
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Sign, Light & Traffic
Efficient access for signs, lighting, and traffic systems
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Tele-communications
Bucket trucks for maintaining telecommunications networks
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Municipalities
Trusted fleet solutions for local infrastructure needs
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Safety First
Advanced safety features like TruGuard™ and SlopeMax.
Quality Assurance
Our QA247 is the foundation of every product we assemble.
Lighter Build
Heavyweight Performance – Best in class payloads and lighter chassis options.
Easy to Service
We design our products with easy maintenance in mind.
Get in Touch with Versalift
Have questions about our bucket trucks or need help finding the right solution? Fill out the form below, and a member of our team will get back to you shortly.